Raymundo Navarrete

Raymundo Navarrete

ML Engineer & AI Systems Architect

Senior individual-contributor Data Scientist / ML Engineer — equally comfortable building LLM and agentic systems or rigorous classical statistical models, and turning either into production. 10+ years of quantitative and ML work.

📍 Remote / Columbus, OH 🎓 PhD Applied Math · U of Michigan 💼 Open to senior IC Data Scientist / ML Engineer roles

About

I'm a machine learning engineer and data scientist with 10+ years of experience building models and systems that go to production. My work spans FinTech credit modeling, government-contracted analytics and risk modeling, and autonomous AI agent systems. I hold a PhD in Applied Mathematics from the University of Michigan and have a particular interest in where rigorous quantitative methods meet modern LLM tooling.

I'm looking for senior ML/AI roles where I can apply LLM orchestration, production ML pipelines, and systems-level thinking to problems that matter. I build AI agents for fun: the system running this site is itself an autonomous overnight prototype builder powered by Claude.

Languages Python SQL R C/C++
ML / DL PyTorch scikit-learn xgboost HuggingFace survival models
LLM / AI Anthropic SDK LlamaIndex RAG / pgvector tool-calling Claude Code
Cloud AWS GCS Databricks Docker Kubernetes
Data PostgreSQL BigQuery Snowflake SQLite pandas / polars

Experience

Senior Data Scientist
Series A FinTech Startup Auto Lending · Contract
Oct 2025 – Present
  • Own the full Google Cloud architecture end-to-end — GCS/BigQuery data infrastructure, backend engine and programmatic data API, cost tracking, and error alerting across multiple services.
  • Build and deploy authenticated ML prediction services that run models on user payloads, persist outputs to GCS/BigQuery, and trigger downstream actions; trained against 1TB+ datasets.
  • Run the MLOps layer: QA-to-production deployment pipeline with smoke tests, CI/CD on GitLab Actions and Cloud Build, A/B experiments with model versioning including client-specific variants, autoscaling and automatic crash recovery.
  • Portfolio risk management across the full auto loan book, re-evaluating exposure as new performance data accumulates to inform credit strategy — plus AI-powered automated reporting and code review.
GCPBigQueryGCSmodel servingMLOpsCI/CDCloud FunctionsA/B testingcredit modelingLLMs
Senior Data Scientist
Best Egg FinTech / Personal Loans
Mar 2024 – Sep 2025
  • Led end-to-end migration and automation of loan loss forecasting platform, delivering more reliable dashboards and reducing team workload by 2 days/month.
  • Designed alternative-data second-look model for a flexible rent product, increasing approvals while maintaining stable default rates.
credit modelingSnowflakeAWS MetaflowKubernetesforecasting
Senior Data Scientist
Battelle Science & Technology / Government Contracting
Mar 2023 – Feb 2024
  • Fine-tuned LLMs and built prompt-engineering pipelines for structured risk scoring against ambiguous, adversarial technical documents — including a chemical-synthesis risk-assessment engine for a government client.
  • Led procurement of $1M EPA contract and managed cross-functional team to deliver a predictive risk assessment model on time and within budget.
LLM fine-tuningrisk modelingAzureC++government
Machine Learning Researcher
Upstart FinTech / Personal Loans
Apr 2021 – Feb 2023
  • Developed state-of-the-art ML techniques improving the flagship underwriting product, increasing quarterly performance gains by 100% and enabling the team to hit quarterly goals.
  • Conducted time-sensitive analysis to identify underperformance in personal-loan underwriting during economic turbulence; implemented corrections in production.
credit modelingscikit-learnxgboostPyTorchAWSAirflow
Postdoctoral Researcher
University of Arizona Academia
Aug 2018 – Mar 2021
  • Published multiple peer-reviewed papers on ML, graph neural networks, and dimensionality reduction in top journals (IEEE TVCG, Physica D, EJS).
graph neural networksML visualizationPythonresearch
PhD in Applied Mathematics
University of Michigan Ann Arbor, MI
2013 – 2018
  • Best applied mathematics thesis award. Research in dynamical systems, delay embeddings, and time series prediction using kernel methods.
dynamical systemsstatisticsnumerical analysis

Projects

Press / to focus filter — type skills.

Publications

Miller J., Huroyan V., Navarrete R., Hossain I., Kobourov S.
17th IEEE Pacific Visualization Symposium (PacificVis), 2024
dimensionality reductionvisualizationt-SNE
Hossain M.I., Huroyan V., Kobourov S., Navarrete R.
IEEE Transactions on Visualization and Computer Graphics, 2020
graph embeddingvisualization
Navarrete R., Viswanath D.
Physica D: Nonlinear Phenomena, vol. 414, 2020
dynamical systemsapplied math
Navarrete R., Viswanath D.
Physica D: Nonlinear Phenomena, vol. 388, pp. 1–9, 2019
dynamical systemsapplied math
Navarrete R., Viswanath D.
Electronic Journal of Statistics, vol. 12(2), p. 2217, 2018
time seriesstatisticsML
Navarrete R., Viswanath D.
IMA Journal of Numerical Analysis, vol. 36(1), pp. 421–436, 2016
numerical analysisapplied math

Let's Talk

Currently Seeking

Senior ML/AI engineering roles — especially where LLM orchestration and production ML systems meet real business impact. Roles where I can own the technical architecture and drive real results.

  • Applied ML / risk and decision systems
  • AI engineering / LLM pipeline design
  • Senior data science (ML systems in production)

Remote preferred · open to hybrid (Columbus, OH)